Hello, I have a primary residence and about $10k in bad debt (not including car note, student loans and a small medical bill).

Yes, you can get a HELOC on your primary residence.

I recently acquired my first primary residence and am seeing ways I can best utilize the space for real estate investing.

Points I can roll into the cost and don't mind a buy down if necessary.My primary concern is the bleed rate monthly for the build, Airbnb stabilization and the year after while we season it and prep for final financing for long term hold.

This has been our primary business for well-over thirty (30) years, but in California ONLY.Few posters here are attorneys, let alone licensed to practice law in Hawaii.

I haven't identified any specific properties yet, but was hoping to get a PM lined up so that I could bounce ideas before purchasing.

This gives them the same protection and coverage under your policy as you have as the primary policyholder.

Curious to hear others thoughts: Do you believe experience is the primary factor, or are there other qualities that matter more?

My spouse was the primary decision-maker, and I’m unsure whether to keep my share, sell, or hire a property manager.For those who’ve faced similar situations, what worked best for you?

The other route you can look into is purchase+rehab loans if it's going to be a primary, if it's an investment then using hard money, bridge loan, or DSCR.