That means part or all of the closing costs are being added to the mortgage.

If they're concerned I'll lose some or all of the account value at the same time as I default on the loan, they could roll the contribution money into an identical account at their institution where the only investment option is cash (or whatever they consider safe enough). 

When the custodian has control of the assets, the resulting fees and transactional delays can add up to a bad experience for the investor.A checkbook IRA or a Solo 401k (if you're eligible) will give you enough control to avoid most or all of the custodial issues.

Keep some or all of the money invested if you like, or use some to purchase investment property again. 

The door doesn't close well or all the way and it looks like there's new damage to the door frame, maybe like someone was slamming it?

Im not to familiar when it comes to windows so I'm not sure how things work or all the different types of windows.

Since you'll be using most or all the money to pay off the original financing (your family's HELOC), it makes sense to get a traditional refi.

I'm not making any claims that my numbers would apply to all properties or all areas.

Do they list only properties that they closed sometime back (which are now in NOT, NOD, REO, etc.) or all properties in that county.

I do wish that I wouldn't have racked up so much debt to "get on board", "move forward", or all the other sales-pitch catch phrases Nouveau Riche will use to sucker you into forking over your money to fill the wallet of your sales and marketing mentor.