The best part is you can do it with very little money down using owner occupied loans. 

Many houses and duplexes that have been fully redone as well as some that are still owner occupied that will get redone when purchased.

Quote from @Joe Mills: You are exempt if you meet one of the following requirements:Owner-occupied buildings Properties with four units or fewer that are owned and lived in by the ownerSingle-family homes Homes that are sold or rented without a broker by the owner, as long as the owner doesn't own more than three at onceIf those don't apply, then you must abide by Fair Housing and you must make reasonable accommodations for people with assistance animals.

After it's rehabbed, you could then rent both units and use the cash flow to offset another primary residence or potentially refi and use those funds to scale your portfolio.I wish this policy change was being talked about more because it unlocks a creative new strategy for investors in MA, since you do not need to owner occupy to do it! 

All are currently tenant-occupied. 

One has a four-family that he got about three years ago, fully occupied by Temple students.

An illegal unit was never legal per zoning/ building codes, and cannot be occupied without city approval. 

I just closed on my second 4plex in Emeryville this week, which is 75% occupied, and every unit is renting below market (~$250-$1500 less).

Second be very careful if you’re planning to tell the lender that you will be occupying the property then rent it, if they find out you’ll have to come up with all the money.Orlando and kissimmee are very strong markets for long-term rentals ( workforce housing )

This deal was found on MLS and is a new construction 4/3.5 SFH with DADU and I purchased on n FHA owner-occupied loan.