Will getting this second home loan right now, affect me negatively when I go apply for the construction loan in the next 1-6 months?

At 95% any negative change places the entire portfolio at risk.

Once they cut the govt spending that is going to equate to negative job growth most likely for periods of time.

For me that means at least 1 good review and no negative reviews.

The team is very transparent and responsive.In short, I have nothing negative to say and am overall pleased with the responsiveness.

I was stuck with negative cash flow and not enough equity. 

The negatives are what you will read in the articles. 

We’re open to zero or slightly negative cash flow initially, as long as the deal provides solid equity potential.

Once that phase is complete, I’d transition back into long-term holds.As for the cash-out refi, without at least doubling the rent, I’d be in a net-negative position each month, which doesn’t seem like a worthwhile trade-off.On the tenant side, I agree with your point about the business aspect—it’s something I’m working on coming to terms with.

Cash Flow: The numbers currently show a negative annual cash flow -$21,242.