You can target lists through a multiple list source sites, skip trace those lists, then market to those buyers through cold calling, SMS campaigns, direct mailers, and/or door knocking; amongst other routes.

It seems like you have some very solid goals of multiple income streams, and a well calibrated risk tolerance. 

Each grouping had a common room (perhaps it was shared by multiple groupings ... this was a detail I missed) with a nurses/aid workers office.Central to the two sides of the complex were common facilities such as a dining hall, gym {perhaps a pool ... another detail I missed}, theatre &  games room.With one of the fastest growing groups in our society being single people, we are examining a related idea of a  complex / building providing a modest-sized 1-bdroom "apartment" with more semi-private and common amenities.When I read the title to your thread, I thought it was a project proposing to mix students and seniors into a single complex ... and came in thinking, this ought to be interesting :-) 

The calculator is a LIVE excel with multiple tabs and all of them are interconnected, you may mess up a formula and you will see awesome returns inaccurately.

Here is a link if you would like to have a listen. https://www.tardus.com/income-...Your perspective keeps coming from an accumulation or arbitrage perspective assuming someone uses leverage to invest in a note and waits the entirety of the term of the note to do anything else.

From my perspective, they are operating in a dangerous gray area. 

I've paid my dues in multiple different programs through the years and I've had some amazing experiences as a result and some not so good ones.  

Some banks can spread your funds around to multiple banks if you carry a balance over $250k and want to have all the necessary FDIC insurance…merry Christmas!

I had spoken to him multiple times until late 2023.

From a tax perspective, are there countries that are more friendly when it comes to tax advantages than others?