Verify credit, employment, etc for you. 6) I would definitely want noise (quiet hours), guests, and treatment of common areas covered. 7) We've used Rent Manager as it focuses more on the financials which I think is super important.

By adopting the house-hacking method—living in one unit while renting out the others—we plan for the tenants to cover the mortgage and gain valuable property management experience.

As noted, if your options are Reg D, private offering vs fully registered public offering, even if you are talking Pink Sheet (OTC) stocks, you have public filing costs, annual audit requirements, and likely more on-going expenses that have to be covered by the property(s) owned by the offering.  

The 2 units that are rented are covering the mortgage so yes there's room to lower the price on the other 2.

Another option is to explore private lenders or HELOCs to cover the equity.

Many lenders allow for low-down-payment options if the rental income covers the loan.You’re approaching this deal thoughtfully, but be sure to communicate the benefits of your offers clearly to overcome resistance from the seller's representative.

@Tom Nagy There are a number of existing forum threads covering the challenges RAD Diversified has faced with a number of investor's personal accounts of their own experiences.

I’ve got enough to cover a roof and a furnace.none of this came from my pockets but tenants.

Take the toilet out without damaging it, put a sanitary cover over waste hole, put toilet on shower floor.

If their policy ever lapses or is canceled, they are automatically enrolled in my master policy and covered.