Prices are low and they hit the bottom during the real estate crash.

Low and behold they just shut down my membership. 

Her credit is that low because she is financially irresponsible.

Can you lease an apt under USDA low income and have someone else live there???

You’ve developed a moderately fast wealth accumulation strategy that’s relatively low risk, enabling you to ride out down cycles, negative cash flows, unexpected necessary expenditures, etc.  

If after interest rates spiked a buyer waited for them to drop back to 7%, they would have waited 21 years til 1993 for them to get that low again.Hope he isn't holding his breath.

Down payment of $13K including reserves sounds pretty low to me . ( Based on Maryland )

However, i want to address placing a tenant.My market has a low vacancy rate.  

A property could be cheap but be located in a low performing market.

Obviously I want to keep my costs low but still want to spring for amenities that would give me a competitive edge compared to other rentals.