What are options for having our investors pay their share of this monthly fee?   

If so, I'd consider those options first as they fit in the infinite banking concept.

One thing to consider on the credit card option is that a lot of contractors don’t accept them so that could be an issue.

After sitting vacant for a while I'm entertaining the option of converting to residential units.

Have you looked into property management options or run numbers factoring in potential vacancies and maintenance?

Just an option, we love it.

As you indicated you have plenty of options to start.

Aim for a credit score of 680+ for better refinance options.

@Isaac TerryIn terms of it being worthwhile, just like most other markets out of state if the barrier or entry is too high where you live, the landlord laws are not favorable where you live, and you are looking for positive cashflow then Cleveland can be a good option.

Also Cocktails and Real Estate at Patriots place.BP does have a local meetup section which usually has good local options.