If you are in a high fire zone, the California Fair Plan is likely your best bet.

bet dollars to donuts its leveraged to the eyeballs. 

Trust me, you've seen these templates all over the internet.

Hell, I might be even-steven if we had one, and I'd bet money @Russell Brazil and @Nathan Gesner would be there with me despite the fact they're two of the smartest dudes in here because they're not soft pedalers.

Most criminals defrauded the IRSI wonder what would happen if the people who combined lost like $2M all sent 1099's to him-I bet that would wake up the IRS but not sure if it would impact their claim later on.

There could also be increased ongoing costs for upgraded internet, cable TV, etc.2. 

I bet there are some ways you could proactively plan so the problem almost resolves itself. 

I think your thesis is sound in general, but I would want a hedge on my bet.

I imagine you'll have the same issue with the unpermitted kitchenetteIf you can rent the property as a MTR then listing on Furnished Finder will probably be your best bet.

Your best bet would be to hire a good property manager who screens well and knows what they're doing and you should be able to get good income over a few years.