The provider I am using allows for 60 days of continued coverage once construction. 

Our handyman team of 2 are moving out of state after working with us for almost 18 years to start/continue their real estate investment journey in a more affordable state. 

Hi Randall-Congratulations on buying a rental property well back in 2020.I am sorry to hear the property is now cashflow negative $200 a month.Your question is should you sell or continue to keep it with the negative cashflow.Depends on your personal goals and if being negative $200 a month plus any unexpected repairs or vacancies is affordable to you, but if you can solve the negative cashflow by turning the property into a furnished mid-term rental, for example, your future self may thank you.To Your Success!

Although there are advantages to waiting too, such as if interest rates continue to drop.

You say things like "It was understood that I would continue to utilize the garage and one room for storage as I transitioned to living out of state."

i would:-get the highest paying W2 job you can-save up enough to buy a house hack-house hackwhile you continue to learn and consider the other possibilities you mentioned.

But I still owe Chase $150k on my original mortgage, and I must continue making monthly payments to Chase.

The government continues to believe—consistent with the conclusions of the U.S.

Many of them won't be convinced by facts, such as how much revenue STR's facilitate in and around Asheville, and will continue to push debunked sentiments about affordable housing, but the threat of lawsuits might make them play nicer.

I recommend continuing to learn pros and cons of each and determine which paths (I pluralize it as you should diversify even across real estate).