After I had a tenant who insisted on coming to my house, sometimes at very odd hours, to drop off his rent check rather than put it in the mail, I decided I really didn’t need to deal with checks at all any more.I really like Venmo because the delay on getting your funds is only 1-2 days for free, whereas Cozy will float your money until the 6th or 7th of the month for payments made on the 1st.

I'm OK with this as I can float the payments.

My brother “floated “ a cedar beam with drywall mud for me.

And to your last sentence, I'm not sure there is a workaround to avoid mortgage lending rules, especially if your loan is to a borrower who is also occupying the home (given how sensitive the CFPB is with owner-occupied loans).Sorry for the segue...https://www.nolo.com/legal-encyclopedia/whats-the-...Abel the description above by Shiloh makes zero sense as you know.. a mortgage and DT are the same thing just different names basically and a note is either secured or NOT secured... can't be both  LOL  ugh BP sometimes some really bad info floats around here.

I have a project where we will be moving to the LifeProof Luxury Vinyl Plank (8mm/Waterproof/snap-together) throughout the unit; floating for installation.  

Supply has gotten worse in the past few years and is floating at a new low.

I've been hearing as low as 5.00% for floating and up in the 7% range for fixed lately.

The borrower and the asset itself.Borrower:Your credit (are you a trustworthy borrower), are you capitalized enough to float this project/ cover the debt, track record (borrower/ contractors experience).Asset:Comps (as-is & ARV), LTV metrics (lender can help verify these if you have questions), detailed budget and scope of work, tentative schedule, exit strategy.Of course any lender/ partner will dive in a little deeper after the initial pitch but if you have all of the above ready for your initial conversation it will go a long way in getting deals approved/ partners on board.

The red markings are where ill bring the backsplash all the way up the wall and im going to put in a custom floating shelf ill make myself 

The contractors have to float the construction costs for weeks or months and they don’t like doing that.