Rents pretty much always go up here, with the exception of the last to years where they've been flat and even softening in some cases.

There should be more margin to compensate for the headache, added risk of damage, excess turnover etc.

Put excess fund into a self directed variable annuity.6.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

So, any excess effort in dealing with it is likely wasted as it won't be recovered from the tenant.

My concern with FL real estate is that if something doesn't change soon, most property will be uninsurable except through excess lines and there is very limited accountability/oversight as to whether or not these over seas insurance agencies even have the funds for payouts. 

.- for example, although SPY lost 28% their value in 202, but as total return, my portfolio is flat because my dividend income is offsetting the market gain losses.- what I am trying to say is that, if you are a "professional fund manager", you could create your set of portfolio that could beat the market , in this situation , the 401k is even less important.

I pay my contractor a flat fee each month so my labor costs don’t vary much.

I charge flat fee for simplicity.

For a foreign investor, the red tape for a traditional mortgage can be excessive - to say the least.