The commercial loan should go on your personal Sch E of your tax return too, if the property is used as a rental, where the mortgage interest paid will show.

@Brittny Kenaley Well my personal favorite would be ME! 

My favorite way to scale my portfolio is by using the BRRRR method and placing section 8 tenants in my rentals.

Is this something that would interest you: https://www.redfin.com/OH/Cincinnati/17-E-Mitchell-Ave-45217...?

(R-E, R-1 6.

This way, you'll have access to liquidity without the headache of managing separate loans and fees.Predicted Refi Rates: While no one can predict rates with absolute certainty, the general consensus is that rates may stay lower or remain stable in the short term, barring any economic shifts.

With e-filing systems in most county courts, you can DIY file and complete evictions relatively easily, especially if tenant doesn't show up.

There are several benefits of having cash in the bank/liquid reserves versus an open end mortgage (a.k.a) credit card.

Since you have 10k liquid, I would reach out to other investors in the area and see if they might need private lending for earnest money deposits until you are ready to buy your first property.

If I had ten thousand liquid cash to spend, I'd probably do a house hack two-family and obtain an FHA loan with only 3.5% down.