- Rent out the extra bedrooms in your unit to roommates or for even higher rent on Furnished Finder.- Rent out the other unit as STR or MTR for max cashflow - which will require you to become an expert at those businesses.- Learn how to do your own repairs & rehabs to save money now.

No extra fees added for repairs, I'm allowed to contract my own people via the PM to do services(HVAC, lawn, water heater, etc.)

Just having an extra kitchen doesn't impact insurance eligibility. 

You’ll need to find a GC on board with the extra paperwork and a seller willing to accept a longer closing time.   

I'm soon closing on a multi-family property that has some extra space that's begging to find a better use. 

I would have an extra light on a stand to brighten the spaces.2) Your first photo is of an empty room to a doorway.

My opinion-- buy in the winter, underwrite with an extra long vacancy, get some seller concessions to defeat the cash flow if it's really that tight.

 - a study on rent cost compared to ownership cost shows that virtually every large city market it is initially cheaper to rent than own (I believe is was cheaper to went in 97 of the largest 100 markets)Miami and Florida have extra concerns:- insurance difficulties have resulted in large increase in insurance costs.  

Can’t wait to see the 1200 sqft extra house we are building for one of our workers.  

The least risk would be to use the extra 100k a year to buy bonds and then sell the bonds to pay the mortgage each month.