The next several years are expected to be in a normal range of appreciation between 3.5 to 5%.

I have broken down 4 key benefits to a retirement account: 1) Compounding interest in the absence of taxation (particularly with a Roth IRA) 2) Ability to self-direct into alternative assets, like real estate, private real estate partnerships/syndications, crypto, gold & silver and other alternative investments. 3) Credit protection (see state specific laws), but generally inherent protections. 4) Upon death, if setup properly, probate avoidance 

The couches and other furnature are outside on the porch, trash piled up, broken floor tiles and unkept yard. 

I expect 30% turnover in a given year, but have seen it surge as high as 48%.

Then I put about $45,000 in fixing it up and I expect the appraisal to come back within the next couple of days at $240,000 or higher. 

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

The MSA will set the general terms for ongoing relationships with your subcontractors, like jobsite cleanliness expectations, payment terms (i.e.

Habitutal seems the better plan unless the amount owed to you exceeds what you expect they can pay. 

Is this expected since interest rates are high and listing prices are subsequently dropping? 

I believe our team will continue to meet the level of service you expect in the future, but should you need anything or have an issue, please reach out.