People are running their entire house from solar and selling back the excess to the electric company. 

If you can generate a return in excess of 8%, then you can borrow the down payment from private investors, or even the entire purchase price if your hard money loan was at a higher rate than this.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

Even if the homeowner got the excess funds imagine the bid is $100k.

I have some perspective on this.For me I see this as the market finally catching up with the excess inventory created by residences moving out of OHIO and that area to the south..

It seems excessive now that we are really taking a hard look at things. 

Use the excess cash to buy more real estate

Ensure you get a detailed fee breakdown.With your solid income and credit, you should be able to find a more suitable loan without excessive fees, so I'd recommend getting a second opinion.

It reaffirms that by taking action, continuously learning, and being willing to adapt, investors can achieve their goals without the excessive financial burden of costly courses.Thank you for sharing your wisdom and encouraging fellow investors to take the leap and begin their own real estate journeys.

How do we protect ourselves from a tenant causing us significant damage in excess of the deposit amount?