If your broker markets the sale properly, you should be able to recover at least the excess in commission.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

If the cabin were cash-flowing, we might use the excess cash to continue paying the loans over time and bet on the equity growth to continue to be a positive for us.

People are running their entire house from solar and selling back the excess to the electric company. 

If you can generate a return in excess of 8%, then you can borrow the down payment from private investors, or even the entire purchase price if your hard money loan was at a higher rate than this.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

Even if the homeowner got the excess funds imagine the bid is $100k.

I have some perspective on this.For me I see this as the market finally catching up with the excess inventory created by residences moving out of OHIO and that area to the south..

It seems excessive now that we are really taking a hard look at things. 

Use the excess cash to buy more real estate