.* You're assumption around "the 1 year mark" is erroneous.

When I go back and update it for a 2nd edition, I'll make sure to explicitly caveat that legal matters may be something to err on the side of caution with, especially if you are doing something unusual (like renting to a sex offender). 

Cash on cash (CoC) would lead to erroneous decision because CoC does not measure the complete returns of the rental house (i.e.

., your responses were so similar, I began responding to both of your posts, and even erroneously attributed a sentence of yours to him. 

I'm much more interested in getting my erroneous assumptions corrected, and learning where I'm missing the mark. 

@Adrianne Daniels There are a lot of possibilities: Discharged of debt and wrote it off, sold the note and fell thru the cracks, erroneously recorded against your property, released and never recorded.

To each his own but I err on the side of returning than keeping.

Err on the side of caution on price - in the worst case you price too low and counter offer (vs. pricing too high and not getting any offers).

@Neil Goradia In my experience, when a buyer or seller tries to influence the appraiser by suggesting comps or something else, it usually backfires as the appraiser then tries to err on the side caution to prevent any potential appearance that their opinion was swayed.

Many people erroneously post in the Renter's Discussion forum.