She says she does and it has no debt.. ( I paid 130k for her house).

Reflecting on the last 20+ yrs, when we could cash flow immediately with low cost sfr, had we gone with the higher priced properties and significantly lower cash flow, more debt, we could not have achieved IRRs even close to what the lower end product has delivered, nor paid off the investments. 

How does the already deep in debt CA afford to tack on $50 BILLION in debt service?

The challenge we're facing is the lack of short term rental data for the appraiser, and we won't know if it will meet the debt service coverage ratio (DSCR) requirements until the appraisal is complete.Has anyone dealt with a similar situation?

I'm at the beginning of my investment career, fresh out of college and pretty heavy in debt at 7% interest.

if his income is strong enough and not as much debt, he should be OKHope that helps..

Key Check gave me credit and debt load, which was surprising, as most other methods people don't share.

You would only pay taxes on all passive investments in a traditional SDIRA at distribution, unless you have a mortgage, then the portion of the income derived because of the mortgage will be subject to UDFI (unrelated debt finance income) which will trigger UBIT (unrelated business income tax). 

and, something that doesn't get discussed enough - a record number of properties don't have any debts on them. 

If you're a good student and can get into a good college without going very deep into debt, I believe you should go.