I find that its different for me each time because of various other circumstances of my financials. 

I have done all of the those, based on the circumstances.I also can't count the number of times in mandatory training / continuing education that I was told that we were never, ever, under any circumstances to discuss setting "standard" commissions with other agents. 

Plus you are married and under these circumstances the underwriter would ask why and ask for a divorce decree or reason for separation.

This positive cash flow will provide a financial buffer and support your long-term investment goals.Multi-family (MFH) and single-family homes (SFH) are distinct asset classes with different characteristics.

It's an important distinction to make.You're right that passing on legitimate increased costs to customers is a normal business practice.

That said, if the circumstances warrant, you could agree to return the deposit as part of the buy-out agreement. 

In strong sellers markets it may be more difficult for unrepresented buyers and they may choose to get a Realtor but this is the market dictating the circumstance and not the NAR.

Our goal is to not have any lost income due to them breaking their lease, and not so much penalize them for a change in their circumstances.   

This can minimize potential liability or tax issues later on.Bank Accounts for Each LLC: While using a single business account may be convenient initially, opening separate bank accounts for each LLC might be necessary as you expand to maintain a clear distinction between each entity’s finances.

However, this is not specific legal advice to you, just an opinion based on the circumstances described.Do I Need an LLC to Invest in Real Estate?