@James Marshall  Fannie Mae removed some of the restrictions on transferring to an LLC for more recent loans, but I'm not sure about Freddie Mac (Home Possible is a Freddie Mac program). 

Freddie Mac and Fannie Mae have small balance loan programs which is a great way to cash out some money and secure non-recourse debt at low, long term interest rates.

Tenants in our single family homes pay for yard debris removal unless they choose to hire a landscaping company to remove it as part of their service, or haul it to disposal sites themselves.Note, in our city and county the garbage/recycle/yard debris collection trucks use a device that attaches to the bins and hydraulically lifts them from the street or alley and dumps them into the truck.

One tenant has lived there for 13 years & disabled with assistive devices in place, so most likely won't move out.In a C class area. 

Home Possible with Freddie Mac is the program that's available for multi units with 5% down.

Search the term and you can find more details.Thankfully, my awesome lender realized that Home Possible by Freddie Mac was exactly what we needed and ever since I've been so confused as to why FHA is so heavily recommended all the time.  

These products are a great fit for buy and hold investors and offer favorable terms and underwriting processes compared to traditional Fannie Mae and Freddie Mac loans - also helps you to get around maxing out your 8-10 loan limit with the government loans.

@Philip AmundsonWelcome to BP.You may want to look into Freddie Mac's Home Possible program. 

Fannie Mae and Freddie Mac have many different affordable housing programs out there and some allow 2nd's to carry to weight of the down payment and others do not. 

Thank you in advance.There are plenty of mortgage brokers out there that can do that, but it's not Fannie Mae or Freddie Mac money.