You could also shop the coverage to see if there are savings in a different company.  

I always got a DP3 policy with $500K in liability coverage on my SF rentals.If grandpa is living in your place, his personal items are not covered.

According to my friend, the US media is giving almost no coverage, and very watered-down coverage, to the situation there.If the natives are leaving because of unrest, pretty certain you don't want to be investing there right now.  

Hey Frank, The 40-year interest-only (IO) option serves those seeking increased cash flow or aiming to qualify a property for a debt service coverage ratio (DSCR) if the principal and interest payment isn't viable.

Most policies have limited coverage for contractor mishaps.3.

DSCR (Debt Service Coverage Ratio).

. $3kyr to get near half a million in coverage seems a rather fair number to me.   

Property is in Upstate NY Is this replacement cost coverage with special form?

Appointments take at least a week, then several days for them to analyze their coverage, then you go into a queue for one of their required contractors - all while the tenant is without heat, water, etc.The sewer & water line program offered by the DWSD can be useful if you haven't already replaced those lines. 

The winning buyer offered appraisal gap coverage.