Another th g to consider is that it can be a drain on your future income, as (at least with my agency), they deducted a proportion of the loan each paycheck.

The rental market is also rising directly proportional to the overall market increased ratios.

In fact, it is probably just a given for them, and you are blowing it out of proportion, in my opinion.  

It's figured proportionally based on square footage so if the two sides are equal size then each gets 50% of the cost if not it's proportional.You'll have to get with a good Qualified Intermediary like @Dave Foster or @Bill Exeter and they'll help you get this all squared away. 

Distributions do not have to be in proportion to membership interests do they @Natalie Kolodij

Property Inspection: $500-$600 for a single family.If it's a small loan, you may run into minimum fees that make the cost proportionally high to the loan amount.

The basement, why is it collecting water, has the soil compacted around the house?

Or do I enter the total expense insurance (both policies pro-rate) and the IRS formula will proportion them based on # of days?

@Scott T.if I had to pick a place that would work well better than most would be Oklahoma City, Cleveland, Pittsburgh, places where rent and income are in good proportion, also the best school districts in those areas will fill rent to own homes faster than not good school districts

So basically the interest amount on the credit line goes down the more it's used with the value increasing in direct proportion to use of the credit line.