However, I’m not letting that slow me down.

STRs in their current form are simply big hotels, and legislation has been slow to catch up because in their original form they were more conducive to residence (someone crashing on your couch for $39/night).  

I did a IRA withdrawal of 300k to buy 2 condos in May/June 2024. 

Typically you will close sooner than 30 days, but this way if there are any issues or anything that slows down the closing, you have some additional time to close still.

I have a rental in a C area that does extremely well and others in A locations that are slow.

@Kris Lai I ended up withdrawing my loan application and went with Alliant Credit Union instead.

This simplifying approach slowed things down and in so doing sped up my progress.

Other ways people have higher cash flow is higher down payment (>20%, which isn't a good option) or they were lucky and got lower interest rates.Long term rentals are more of a slow and steady income. 

I’m in Melbourne FL (1 hour east of Orlando) and the market is slow without much interest. 

One thing I learned is slow and steady wins the race.