The solid slap of a sheaf of used bills in my hot little hand always gives me a little tingle.

Hot Springs, ArkansasHonorable MentionLake Waco, TexasLake Tawakoni, TexasSavannah, Georgia 

3 hot water heaters, 3 furnaces, etc.3.

Need Game room, hot tub, so on..

In which case you are likely better off going to forced air.

We're doing 30 and even 40 year fixed using 80% of AIR DNA to calc DSCR. 

Here in New York, it's kind of up in the air. 

I think my options are : Sell current house, sink most/all proceeds from sale into new house; buy as much of a house as we can buy because it’s a hot market and should appreciate well.

@JD Martin the biggest issues have been related to furnaces, hot water, a missed clean, and broken hot tub. generous refunds have ranged from 25-100%, it really just depends on variables like nightly rate, guest demeanor, impact on their stay, etc. 

My niece moved from Redwood City to Seattle and was always complaining about the smoke and air quality, even though I don't think it was that bad