How well do you THINK you read people or how good are you at judging character?

As Don mentioned above 20% or less of equity in a market that is flat or falling is NO equity if you need to exit.

For example, where I am garbage is often charged by the municipality as a separate flat fee.

My inclination is there will be a race to the bottom on fees with flat fee and a' la carte services becoming more prominent  while larger brokerages create their own "MLS ecosystems".  

Is there any precedent for realtors or other placement services charging a flat fee instead or half month rent?

Flat fee MLS listingI am thinking of adding4.

After the market crashed in 2008 we went on a buying spree from about 2009 until 2015/6 (buy & hold) until the numbers didn't make as much sense as the prices started creeping up again, rent prices were flat and many competitors started entering the marketplace.  

Examples are as follows:5-4-3-2-1 (Stepdown in %)Flat 55555 (5% for all 5 years or 3 years (5-5-5)6 months of interest pmts on 80% of the loan balance (hybrid penalty)your PPP choice directly impacts your rate and DSCR so be sure to weigh out these factors altogether. 

Flat rate of $800/month to a bookkeeper that specializes in real estate.

The property has a large 2-flat main building (3 fully finished floors and partially finished attic) and a large 5 BR coach house.