@Polat Caglayan very ambiguosu question, but read the helpful info below to guide your next set of questions:)-------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

Consider starting with a few lower-cost flips with a smaller loan-to-value ratio to reduce financial strain.Market Research: Sacramento can be volatile, so I’d recommend keeping a pulse on local trends—particularly in the neighborhoods that have potential for growth but haven’t quite hit their peak yet.

Depending on your market it may not make financial sense at all.

Had I scaled up in 2002 after buying my first multifamily, I'd have had a much larger multifamily portfolio during the great financial collapse and I probably wouldn't have survived it.

Private lenders tend to focus more on the value of the asset or project rather than your credit score or financial history.

I don’t have the financial IQ yet as Kiyosaki would say. 

Prioritize your financial stability.

Working on my financial fundamentals, namely saving enough free capital to invest.

talk to a competent financial adviser.  

I'm wondering what tools and resources you all use as rental owners and investors to get or keep your financial ducks in a row?