I also worked with a great realtor who was instrumental in closing the deal, so feel free to shoot me a message and I'll send you all his info.

It was very bohemian, had great coffee shops and bars, some great music festivals, street fairs and stuff.

Winning an Olympic Gold Medal, learning a musical instrument, reading War and Peace?

Technically speaking there are a plethora of other debt or debt like instruments that would yield much higher, but I would not say the risk is comparable to your Ally account. 

Hamilton as in the musical?

If the mortgage or other instrument creating a lien under which a party seeks to redeem is duly recorded at the time of said tax sale, the said party shall, in addition to the time in this title specified, have the right to redeem said real estate sold, or any portion thereof covered by his mortgage or lien, at any time within one year from the date of written notice from the purchaser of his purchase of said lands at tax sale, served upon such party, and notice served upon either the original mortgagees or lienholders or their transferee of record, or their heirs, personal representatives or assigns shall be sufficient notice.

I love the architecture, music, food, atmosphere...what a great city!

The best way to get an audience with someone like that is to figure out how you can provide value to what they need.a quick actionable item: throw out music; listen exclusively to podcasts or books during your commute.

I have another meeting next week to discuss details.Has anybody else used an instrument like this?

I think it will be difficult with the current next door tenants, who yell all day, play music loud with windows open, smoke weed on their porch, and often go outside to shout rap songs (badly).