Additionally, case law decisions for or against a law within your state are published, yet difficult to find or interpret.  

It would be up to your particular federal judge in how he/she interprets that section of the code.

And, much like what we as REI's deal with in Dodd-Frank, much of the application of HIPPA has not been fully defined and can be interpreted very loosely.  

The local courts are going to be used to seeing the Realtor lease, and already know how to interpret it.  

I just used Smartmove, and while it was nice that the tenant could pay, I have had difficulty interpreting the reports.

My expert quotes only case law (the law as interpreted by the courts) and the Congressional record (the law as written), and information obtained directly from the entities in question (FICo, Experian, etc.).When you close your oldest account, your average age of credit will change, sometimes radically.

If  as a landlord the nuance in their interpretation vs yours goes over your head then the LOL is on you. 

You'll still have to refresh the unit and market for a new tenant.I disagree with your interpretation of the tenant's paradigm, also.Since financial education is not taught in the schools, we all tend to fall into the habit of assuming that our expenses will remain relatively non-volatile.

You could try and get someone at city hall to put in writing their interpretation of the law LOL.  

It sounds odd that the law can be interpreted differently by experienced magistrates but it's the way it is.