My renters are low-income decent people, but not harmful.

No EMD wasted...so no harm.5) I got a lead not on the MLS and I got it literally a few minutes before I start writing this post.

You will want to know that before you close, as that could both kill the refinance into residential 30 year fixed AND significantly harm resale value.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

What is the harm in doing #1 AND partial #2?

No characters were harmed in my breakdown. 

(figuratively speaking) Do not let her get away with harming you financially as a landlord. 

Hi guys, My name is Gil and I am an Israeli nature and wildlife photographer.

I think there are a lot of people that will still want to live in cities, but may start to opt for lower cost and slightly less dense ones.I'm not sure it will be a high enough percent to really harm the larger cities, but it should be enough to actually help out some of the lower cost cities and suburbs.