I know it sounds harsh but for those people that don't want to self-educate, you really can't help them.  

No animals.3) I never rent to unrelated multiple applicants, way too much drama with indivulaes not getting along.

Though, given the harsh rules short term rental laws in Denver, I suspect most people had a plan for what to do if they were to ever be caught renting short term.

Being on the coast is harsh on a property, and the kind of renters who usually rent in beach communities are as well.

This will slow me down with cash flow and I may run into drama before I even get set up to rent it out.My end game is to have a portfolio of all brick ranches from the 1950's to 1980's no basements no garages. 

And there's a dollar value to having less drama and headaches - plus appreciation can be powerful, so don't discount that.

If you believe her story about the bad roommate and want to keep the good tenant, find out if the good tenant can qualify for the rent on her own.In either case, evict them both and then sign a new lease either with only the good tenant, or the good tenant and her new roommate, or entirely different tenants.Don't get involved with their drama.

If you don't know when that is, not trying to be harsh, but you might need a little more education before jumping into a flip using private lending.  

Aloha,If you like Drama, you should get plenty with prospects that have multiple bad habits.

Not to be harsh but do a little research