@William Garcia if the numbers work on a given property you can give it a second look, but take two things into account.1) where it is on the flood map, not all properties in a flood zone are at risk of catastrophic flooding make sure that you know where your property lies and its risk of flooding before making the decision (females flood map can be found here https://msc.fema.gov/portal/ho...)2) FEMA is supposed to revisit the flood maps and flood insurance rates will be adjusted in October 2020 (this may have changed as a result of COVID-19) so the numbers and your ROI may look a bit different than your initial projections if and when the change happens.Hope this helps

I gotta ask if you just made this up as an example or was your post based on a true lending story.I mean, I am a meat head body builder, and sometimes a bit slow on the uptake, but are people really that ignorant about how loans work?

No. 90-012] (6) Dwelling units which are certified by the Director of the Department of Community Development or his designee as part of the City's neighborhood preservation or rehabilitation program within the City's innovative grant program or as being in accordance with an agreement, determined by the Director or his designee to have been voluntarily arrived at, between the landlord or his duly authorized representative and a tenant or tenants occupying premises of the landlord, which agreement shall be certified by the Director of the Department of Community Development or his designee to be in accordance with the interests directed to be served by the governing body in § 381-1E of this chapter

I also give a move in gift and that's about it.My move in gift is usually a new door mat, a basket of fruits, a set of scented candles, female tenants get a dozen of giant sunflowers by the window.

Body Cameras?

No body could afford to hire guys and contract a job for that price.

I would spend $10,000 on "reproductive matter" (for lack of a better term) from a championship show horse, spend another $10,000 on a old mare (female) that was sent out to pasture but from a championship bloodline.

They should just be glad they have a live body in front of them talking about buying the property.

I'd find an attractive female with a great voice who speaks his language to chat with him and explain that the property is being sold.  

He set my place up with 6 female students (2 in each bedroom) where I provided all furnishings including bunk beds, and twins.