Each of these variables will dramatically change the advice I give the individual asking me this question.

It escalates dramatically when you need to put very little down.

Yeah, rents can rise pretty dramatically.

I found that life is dramatically easier when I surround myself with people that are smarter than me and have a great deal of experience in whatever subject matter I need help with.

That's the reason why it's not, because Debt Service is a characteristic of the INVESTOR, not the Operating Expense.Another way to think about it is that the Property Tax is an Operating Expense because if Investor A buys the property, the property tax will be exactly the same as if Investor B buys it.BUT, if Investor A completely Mortgages the property while Investor B pays all cash, the Debt Service is dramatically changed and so does the Cash Flow of both Investors.

. :-)Obviously in person would be ideal, but efficiency and frequency would drop dramatically.

Expenses are also dramatically higher than are protrayed by the gurus and on TV.

The number of homes scheduled for trustee sales has increased dramatically over the last seven months and continued its upward path in September.

One bank will do 80%, but the pricing increases dramatically compared to 75%.

Also seeing what the local SLC market is doing right now I am concerned how hot the Maui, Hawaii market is right now knowing they can rise and fall a bit more dramatically and if this is closer to the peak of their pricing.In addition to this as a general questions what are some things to look out for when buying into a condo HOA in Maui that may be different than in other parts of the country?