If you have two identical houses, one with newer roof, windows and siding and the other with original from 1920 then you are looking at a 40K difference in value.

#9- Require that your Private Money Lender disclose their full identity, personal and company contact information that can be verified, skip traced along with proof of the nature of their business, bank and client references etc.

As most have already said, as long as you haven't accepted them yet, you should be fine as long as your decision follows the Fair Housing Act (meaning you're declining of their application is not based on Race, Color, National Origin, Religion, Sex (including gender identity and sexual orientation), Familial Status, or Disability). 

I always send one notice certified, and one identical mailing via First Class Mail (keep receipts).  

On one of my prior visits to KC, I scouted 2 specific areas where there were large developments of almost identical multi-family buildings all built around the same time.

The bedrooms are OK sized but not large and they're basically all identical.

Two identical properties may look the same, may get the same tenant, may bring in the same gross rent, but the property with new/nearly new Capex items (roof, flooring, HVAC etc) is going to have farrrrr fewer maintenance call outs. 

I would suggest the following:Remove identity theft coverage.

. $1.Sorry to tell all the cottage industry attorneys and gurus on BP that owning or vesting in a LLC no longer keeps your identity secret.

I am in an almost identical family situation with a toddler and another on the way, living and working here in the Overbrook/Wynnewood area.