Has to be done intelligently, but in a rate inclining market time is typically working against you.

The economy has been doing much better lately and it's becoming a hot spot for artificial intelligence.

By my estimation that means I would need to acquire between 8-10 more properties like this 12 unit, so the timer in my brain is ticking and I want to make intelligent choices on my journey to that goal.  

I beg to differPlanning before taking action is already showing a certain level of wisdomKnowing to buy at 20% below market value or better already is making sense whether this conclusion came for insight, intelligence, or listening to those that do have many years of experience in our particular field. 

I find that both ways usually gives me a 'range' of what I should offer and I make the most intelligent (at least i'd like to think so) decision from there. 

Teri, If an owner wants to sell they WILL provide you with everything needed for the investor to make an intelligent decision.

When rates do rise, if they aren't prepaying, and it comes time to refinance, the values of these properties will have declined as the now artificially compressed CAP rates begin to expand, causing investors to need more equity to finance the properties.

My goal is to increase my financial intelligence and see if this is indeed something that I can get involved in

The focus is on helping landlords purchase more intelligently and manage better.  

I can’t make an intelligent offer unless I know all the facts.