To me, one is an act of kindness, the other would be funding what equates to a gambling addiction.I'm glad I'm not in your shoes. 

He became a devout born-again, ditched all his gambling buddies and started spending all his time in church.

I see it as a form of gambling. 

However, that's a gamble and not a good business model afaiac.

A 720 probably would have got me a slightly better rate, but I didn't want to wait and gamble with the market if rates went back up higher.

Come on, you're smarter than this.This person might be a great person to have play dates with kids - but still be a terrible gamble as far as a tenant in your investment property.  

Before I just chalked it up to karma, if I really didn't want to pay for a lawyer, I'd at least take the gamble of representing myself and bringing my 3 witnesses. 

You're gambling for a chance of appreciation with lesser cash flow.

Hi David,As part of your DD w/your potential mentor's company and credentials, have you had the opportunity to review the authenticity of these over 1500 sub2/wrap transactions as well as the circumstances for the 3 that had DOS called?

I also bought 2 acres of raw land in WA state that was a good location on a highway, and gambled on having to get tests done, etc.