It isn't "zero down".In the current climate, prosecutors get promoted for finding people who abuse mortgage law and take advantage of people.

investors on social media and some who have a bit of a following who do this did not mention that they partnered with someone else and are counting those doors for themselves completely even though the cash flow is a 50/50 split.Other than that, yes, recycling your money (cash out refi) BRRRRing definitely works, working with private money also etc. but in this current climate it has slowed down for most investors due to lack of inventory. 

Fund agricultural climate and infrastructure research, among other initiatives.$107 BillionCommittee on the JudiciarySeek lawful permanent status for qualified immigrants.

Lots of lessons learned which I wont get into now.In 2006, the climate at the time was terrible for rentals because vacancy was extremely high.  

@Eric Mayer I hope you are right but I’m just afraid of political climate around 2022 and beyond, plus geopolitical environment on top of the illiquidity in the financial markets.

Needless to say, I highly suggest this method for the current climate.

Its a great market to invest in from a macro perspective as the things that drive growth here such as the business climate and weather most likely aren't going anywhere, but its a very competitive market especially if you are not going off market to find deals.

The math seems to be screaming “RENT”, but my wife is hesitant and prefers selling in the current climate. 

Also RE does not suddenly crash, it takes months and years for the trend to change; its slow like an oil tanker, the 2008 crash was very visible in the market data 2 years prior.I don't follow the stock market close enough to comment, but we are not going to see a RE crash any time soon, at least not in the midwest, if anything we may see things slow down at some point, which would be good - what I believe we will see (I am already seeing it in my biz) is a new wave of economic and climate related migration within the US, based on the fact that remote working is allowing people to move from fires, droughts and exuberant real estate prices to the states that are much more attractive - I am getting several calls a week now from people moving to Milwaukee, usually from the states out west, but also from down south.

As long as you have a piggy bank such as i401k, ira, 401k or some type of liquid or fairly accessible funds, you don't need that much in reservesIn this climate we are in, best to be on the higher side of reserves(especially in C/D areas) in case of non payment and to jump back into the market strong if we get back to early 2010s in terms of pricing.