It's a game of musical chairs where some might win and others fall on their face.

Most of them make big bucks as engineers, doctors, directors of marketing, electricians, attorneys, pilots, etc.

Disclosure - I am Director of PR for DoHardMoney@Harry RothsteinThank you!

Packer flags get pinned on the walls, TVs brackets mounted, computer game chairs on 100 year old hardwood floors, bikes moved up and down the stairs, the normal stuff etc - and just generally little regard for the property.

Sure 1  McDonalds sells 4,000 Big Macks a day for $2.00 a piece, sounds like they are taxed on $8,000 a day, But the truck to drive it there costs, the burger costs, the lettuce costs, the franchise fee costs, the employees and their employment taxes cost, the lights cost, the driveway pavement costs, the water for the bathrooms cost, the depreciation for the new chairs cost, the land tax costs.

The FSMA General Requisition forms and Adjudicator Requisition forms have been redone to accommodate these reporting requirements, and will be distributed directly to District Chairs.

You can spend a ton of energy trying to track down $200 of flesh for a broken chair. 

You may have been an indoor employee with air conditioning and a comfortable chair, but sometimes the only work available is being a rough neck in the oil field or some other unpleasant type of hard work. 

The board of directors gets together and comes up with rules that go OVERthe Fannie/Freddie rules to help the lender mitigate this type of risk.

I've been to meetups where people literally stood on their chairs, pumped their fists, and yelled FINANCIAL FREEDOM!