I see some others commented while I was composing my post.

States like Nevada, had my last company come in for a sit-down and explained how they required licensing AND a brick and mortar presence in their state, but so far . . . they were the most strict and their were no penalties for the loans completed to date in their state.With so many new lenders jumping in to the industry lately, I would imagine the rules will become more strict soon.  

M&T Bank has a large presence upstate, and is a commercial bank, you could try there first.What is the current market value of the property?

Chris,I'm down in Shreveport, Louisiana and we have a large veteran presence here.

Even though this is two triplexes - the presence of commercial units means that a normal residential mortgage won't happen here.

He can do this thanks to his large presence/audience. 

The tech industry growth/presence (Cisco, Redhat, IBM, Lenovo, etc) and job diversity in Raleigh-Durham, the well-established Universities & student/affordable housing needs, the friendly landlord regulations, the favorable affordability gap (difference between cost to rent and cost of mortgage monthly) and the population growth are all some great reasons.Speaking of population growth, check out U-Haul's migration trends of 2019.

A robust job market fosters increased demand for housing and rental properties.Affordable Housing Market: Compared to many other major cities, San Antonio's housing market offers relatively affordable property prices, making it an accessible option for investors looking to enter the real estate market.Strong Rental Market: San Antonio has a significant rental market, driven by a growing number of renters and the presence of military personnel and students due to various universities and military bases in the area.

I regularly work with out of town buyers and investors.Big businesses are increasing their presence in Spokane.

. - Companies continue to flock to Utah (tech and finance) from other high-cost areas, moving their headquarters here or at least expanding their presence.