The way I look at it, they likely had most/all of their debt wiped out via the bankruptcy, which should leave them more money to pay rent than they had before the bankruptcy. 

I need some advice from attorneys or landlords experienced in dealing with an applicant with an open chapter 13 bankruptcy.

I now have a tenant with high enough income and otherwise meets criteria who filed Chapter 13 bankruptcy in 2010 and completed in 2015. 

The property is held by an LLC and would just love to shut the company down, have it to declare bankruptcy and be done with any liability on the place, but I don't know if that is an option.   

There is a 3-year seasoning period for FHA loans after the actual discharge date of a bankruptcy.

Sometimes the people go into bankruptcy and that holds them up for awhile. 

I have been battling with attempting to keep my home by way of filing bankruptcy since my income continued to fluctuate.  

Absentee owners are usually a good place to start but there are plenty of other lists you can try out as well e.g. probate, divorce, bankruptcy, vacant houses, pre-foreclosure, expired listings, etc.

If they have multiple garnishments already you have to get in line.They could always go to a cash job under the table or file bankruptcy.

The reason is you still have carve-outs even for a full 100% non-recourse loan where typically they leave exceptions for bankruptcy and fraud which is understandable.Now where some lender get you is they say 100% non-recourse but the carve-out language is so broad it is a recourse loan in disguise and worthless.