@Frank Yang there are a lot of rules to lending and the more you lend the more rules will apply.  

Become a student of design or be ready to pay someone out the yin-yang to do it for you.A hot date for me and my wife is going to Borders, buying a cup of coffee, and reading every home/building/renovating journal on the shelf.

Account Closed  Mine is white with tan interior   Lori's is black on black  she likes black cars I like white car's  ying and yang

@Johan Yang He is over at Seacoast Bank now.

@Vickie Yang - Six months is the standard waiting period to get an ARV-based mortgage refinance and pull cash out, if your loan originator doesn't do anything special or exploit any loopholes or any of that. 

@Vickie Yang knows about this as she rents and owns property in AZ.

Many PMs will fee you up the ying yang and make up the missing money for them with lease up fees and other expenses all of which will be on your end.

Originally posted by @Jim K.:@Amy

Hi An Kam. I

@Kevin Yang,your mom is considered to be a "Disqualified Person" to your 401k.