The alternative to that is going to the Cape, Western MA, as well as adjacent states with coastal/lakeside properties where many of us New Englanders vacation. 

As an investor you need to understand the assumptions behind the numbers, as well as terminology.  

You want to look for like/kind SOLD properties to compare so, single family to single family and multi to multi (2-4). 

I called my local insurance company, as well as two major companies and was told "good luck." 

Glad you have had success and continue to do well with your portfolio@Chris Lin  Sorry to hear about your place, hoping you get resolution to your issues.

Duplexes are very common here and are much easier to find than a Quad as well.

My wife likes to decorate.

Like most have said, get educated! 

That seem like a very low for a furnished rental.   

Always introduce yourself as ..John or maybe Reagan is better....Maybe like hi I'm Reagan like the President, your friendly neighborhood realtor....that's how they will remember you and you want them to remember you.