Before using such a program get your own estimates.   

And the best part is they help you through the entire process of learning how to run the program with many tips for hosting an STR.

These borrowers are typically out of the market for extended periods of time, have limited contacts in the debt world, lack understanding of how different loan programs work, and are susceptible to working with the one bank / credit union loan officer that they know through their family, friends, church group, college, etc.

I went to someone who was considered a reputable broker and he said he had a great new program.

I didn't, and the people at Eagle Rock, who approved permits and necessary utility connections, were not very cooperative, which made the process more stressful than it had to be.I've seen lots listed on Zillow and the Aggressive Real Estate web site. 

I follow a program that teaches how to maximize points and buy discount travel.

I am thinking two things:  First, do you have a spreadsheet or program of some sort that you can share with me so I can analyze a deal?  

However, the City initiated the "Buy Into Baltimore" open bid program (which we're interested in participating) through which you can bid/buy city-owned abandoned/vacant properties for redevelopment/resale.The problem is, there are so many blighted neighborhoods in Baltimore, it's tough to know where to start.

Reach out to the Marcus & Millichap offices in Columbus/Cleveland and have one of the MMCC commercial mortgage brokers produce a few quotes for you.If you don't have the time to research contact info / programs for 25-50 different lenders and make the calls/emails necessary to obtain optimal financing, hire a broker.

For dining chairs, web restaurant store has some really nice fully welded metal chairs that are a single piece aside from the seat and back panels.