Right now, the best offers around me are for some 1.3-4 million, that only generated around 100k per year gross, so there would be a high chance of not cash flowing, and paying money, especially with a commercial loan (these buildings have more than 4 units).I was thinking that although the rental itself does not generate money, I would be able to deduct the mortgage interest, and depreciation from my personal w2 income and would be net positive.

I they accepted an offer of $118K from my brother but since he couldn't get the loan, we're starting over.

@Bryan HarveyJust realize they provide high returns but it’s my understanding your investment is an unsecured loan.

Don’t forget to include the cost of the loan servicer. 

Eligible for Conventional, FHA, VA, DSCR, and Bank Statement loans.

When my loan was not going to close, it was one of the options that my broker and lender told me about and actually referred me to for a conversation.

If you did finance some of the purchase using a non-recourse loan, then you need to read up on UBTI/UDFI and there are some taxation benefits that the IRA can achieve since it now owes taxes in that scenario.

If you are moving from your SFR to another property, then you should be able to get a 5% down loan or even 3% if it's FHA.  25% is only if you won't be living in the property in my experience.

If you create or fund an IUL instead of paying cash you can then get a loan on the IUL.

So the though Hey I have an 800 fico and I should get a loan does not work.