I can only speak regarding structuring the deal as I have not utilized partners personally but it really can be anything that you want.

I’m looking to connect with experienced spec builders who have utilized hard money lenders, private money, or even grants to fund their projects.

Utilizing my relationship with a great local lender I started the process of getting a secured line of credit set up against the 3 unit so I could pull most of my money back out.

That's three months of mortgage and utilities, the cost of flooring, and the cost of painting.

I underestimated utilities in my early years, so I ensure those are properly captured (electricity, gas, water and trash).

They were fine with my score (about 740), but have issue with the percentage of personal credit I am utilizing, so that discussion also petered out.Apparently, I have a lending profile right now, that is not attractive to mainstream lending programs.Any advice?

You can also tell her to call the utility company about the best way to save, as turning off heat and on is not efficient having to run longer blasting out cold air as opposed to leaving it set at a lower temp. :)

Tokenization of real estate assets can take numerous forms, but what you’re proposing is to separate the real estate “bundle of rights”, have the property owner sell one or more “rights” but not all of those rights, and represent the ownership of the rights that have been sold by tokenization utilizing block chain technology rather than the county “filing” systems currently in use.  

Keep one mailing address and opt to receive digital notice to one same email account that you monitor.

Gave him 10 months free space rent and paid for all his utility hookups.