I didn't respond to the guy, but my thoughts are when you engage in nonsensical behavior don't expect nothing but nonsensical outcomes.

Depending on your state and your business, you may have some unique and potentially urgent opportunities.

Yes, because Private Money infers that you are in a negotiable deal where your project can be outside the box and you can negotiate unique terms with a private individual - that - or a big box lender with strict rules and guidelines. 

I own a unique mobile home park in South Carolina that's relatively small (5 acres) comprised of 12 lots (I own 8 of the homes while the other 4 are owner-occupied and charged lot rent) along with a house (3 units). 

It's true that SubTo might just be a temporary solution, sometimes a delay can be the first step toward a better outcome.

You'll likely find it easy to find people who will tell you what you want to hear, but you really need hard facts not speculation.But for some speculation, if you're talking about the Nantahala River or Little Tennessee, sure I think you might be able to do $22K/yr, but not much more, unless perhaps the places are uniquely styled. 

STRs have unique tax considerations, so setting up the right systems early will save you headaches down the road!

Strategic Purchase: Acquired a discounted double lot below market value with a $17k impact fee credit.Custom Design: Built a 6-bed, 5-bath home tailored for co-living or multi-gen use, maximizing tenant appeal.Efficient Management: Managed construction, and self-managed operations to minimize costs.Premium Marketing: Furnished the property and used multiple platforms to attract quality tenants quickly, achieving full occupancy.What was the outcome?

But, it's a unique strategy that requires more knowledge than expected.

Also if someone wants to do something custom/unique, they may not be able to with the passive investment.