This means the seller-financed loan becomes secondary to the new mortgage, which satisfies the lender's LTV requirements.How It Works:Lender issues a new 75% LTV loan based on the property value.The seller retains a subordinate lien for the remaining balance until paid off.No additional cash is required from you.”

In fact, our market is approx. 3 months of supply vs 6 months being a balanced market. 

All these providers balance speed with compliance, so it’s worth consulting with them to compare timelines, costs, and support for your specific needs.

I really appreciate hearing a balanced perspective on wholesaling and how important it is to focus on motivated seller leads and building an online presence.To give some context, I’m 20 and live on my own, working full-time.

Keeping it as a rental sounds like a solid option, especially with the low mortgage balance and high rental potential.

This approach balances immediate needs with long-term growth.This post does not create a CPA-Client relationship.

How do you find a balance with this? 

We're also exploring Monday.com for onboarding new properties and Hospitable’s new "owner statements" feature.We look to balance efficiency with these tools without over-engineering into cost inefficiencies.

Here’s a potential approach to balance both goals:1.

This way, they are no longer on the P&L and are now on the balance sheet as inventory when you run the report for that year.