However, the guaranty would only apply to the specific property after the lender has exhausted getting funds back after a foreclosure - so its less a worrisome guaranty than if you were just overall guaranteeing a business loan, since the real majority of the collateral and recourse is going to fall on the property

Heck, I'd maybe get to a place of all but requiring some such basic competency completed before I take on a buyer client because I too get exhausted of answering the same basics and directing over n over to get with CPA to go over details. 

What specifically did you do differently on this property transaction, than an owner-occupied property transaction?

My company only does DSCR loans and the first thing I ask borrowers is if they exhausted their conventional options. 

Because my income starting out is expected to be around 200 K, I believe that I can rely exclusively upon conventional financing to begin with, until I exhaust the total of 10 mortgages for which I am eligible, and proceed to snowball all profits into paying off each consecutive property -- each time I pay one off, I will be eligible for another (10th) conventional loan, as well as a home equity loan secured by the recently paid off property, which I can use to buy 1-2 more properties.

Becoming an agent gives you no more knowledge than an investor, IMO.

Ripping out a bathroom for 5-10k depending on your contractor connections or personal skills doesn't seem like a good pay off for a rental so I look for creative solutions for working with what we have...There is prob no exhaust fan system so you either need to keep the window or install exhaust fan system.

I see the potential of it being a money loser , more than an investment . 

Selling subject to is not a good deal for the seller unless that have exhausted every other option and/or are in a mess that they cannot clean up.

Account Closedbetter to rollover 401k to Solo401k rather than an IRA.