I guess it always depends on how much money you have, what you want to buy and what your strategy is. 

Quote from @Reid Chauvin: @Manuel Reza - if the rooms are furnished, furnished finder is a great option for both short and mid-term stays thanks Reid, is $99 per year, I guess is well worth it, meaning is effective, do you think so?

Worst case is hard to predict of course but I guess you end up losing the place or paying them a lot of money as in cash for keys.How would you handle maintenance?

I guess losing my parents all before 30 has just been a hard obstacle but this too shall pass.

I guess the first question is why? 

I guess it's a testimony to BP that you're asking a bunch of strangers what to do with $200K.  

My guess is 1M.That would be real rare.  

Take the good with the bad I guess.

These are areas GPs can control and I guess choosing not to. 

This will give you an idea of where you can be priced at with factual data rather than guessing a 3%. 3% could be sufficient but the data will help you be confident in your decision.