Set up a contracts account at both Lowes and HD. 

Sometimes there are accounting errors, like duplicated charges, so it’s worth investigating.

This absolutely sucks, they should be held accountable.

Do a case study.

Strange looks like two Manoj Mathew accounts.

Now that we are 10 days from closing, I am talking to loan officer to get the Closing Disclosure so that I can know the exact cash to close (I need to move money from brokerage to bank account) and he is mentioning about 2% IPC limit. 

And then maybe I wouldn't even worry about the annual fee after a lifetime charge, but to shut down my account without any explanation. 

My building is in a small community and unfortunately the other plow guys I contacted for bids would not agree to take the account away from their peer.

, status of major building components (roof, HVAC, structural, electrical, plumbing), accounts receivable aging (are all tenants paying or is the $20,500 schedule rent?)

Study the market.